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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $118,127 |
Filed as: RAYMOND JAMES & ASSOCIATES , INC. Service code 27 | Advisory (Plan) | $31,635 |
NOVA 401(K) ASSOCIATES1 year Service code 13 · EIN 20-1181458 | Contract Administrator | $14,223 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,712 | $34,634-31.5% | $77,096-69.2% | $64,819-63.4% |
| Participation rate | 94.3% | 49.8%+44.5pp | 67.9%+26.4pp | 71.5%+22.8pp |
| Annual return | -15.48% | -5.31%-10.2pp | 42.35%-57.8pp | 32.84%-48.3pp |
| Employer contribution / active EE | $1,172 | $1,385-15.4% | $2,814-58.4% | $2,507-53.3% |
| Participant deferral / active EE | $3,218 | $2,553+26.0% | $4,429-27.4% | $4,311-25.4% |
| Admin fee / account holder | $154 | $178-13.9% | $5,428-97.2% | $188-18.2% |