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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,760 | $89,370+0.4% | $141,197-36.4% | $72,976+23.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.41% | 111.88%-88.5pp | 71.41%-48.0pp | 81.02%-57.6pp |
| Employer contribution / active EE | $4,676 | $3,115+50.1% | $4,736-1.3% | $2,440+91.6% |
| Participant deferral / active EE | $7,397 | $5,419+36.5% | $6,710+10.2% | $3,608+105.0% |
| Admin fee / account holder | $8,622 | $5,957+44.7% | $10,265-16.0% | $5,124+68.3% |