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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,791 | $85,766+1.2% | $136,298-36.3% | $70,126+23.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.40% | 31.46%-13.1pp | 5156.27%-5137.9pp | 73.15%-54.8pp |
| Employer contribution / active EE | $4,789 | $2,966+61.5% | $4,696+2.0% | $2,343+104.4% |
| Participant deferral / active EE | $6,841 | $5,051+35.4% | $6,247+9.5% | $3,332+105.3% |
| Admin fee / account holder | $1,159 | $5,421-78.6% | $9,244-87.5% | $4,645-75.1% |