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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,645 | $82,678+16.9% | $125,391-22.9% | $68,490+41.1% |
| Participation rate | 95.9% | 75.1%+20.9pp | 82.4%+13.6pp | 67.9%+28.0pp |
| Annual return | -16.60% | -5.97%-10.6pp | 572.41%-589.0pp | -7.85%-8.7pp |
| Employer contribution / active EE | $9,275 | $3,382+174.2% | $4,816+92.6% | $2,597+257.2% |
| Participant deferral / active EE | $527 | $6,111-91.4% | $7,448-92.9% | $4,028-86.9% |
| Admin fee / account holder | $2,487 | $6,277-60.4% | $10,009-75.2% | $5,403-54.0% |