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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,862 | $102,422+147.9% | $147,117+72.6% | $80,959+213.6% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 16.20% | 135.16%-119.0pp | 420.54%-404.3pp | 35.67%-19.5pp |
| Employer contribution / active EE | $3,336 | $3,717-10.3% | $4,932-32.4% | $2,757+21.0% |
| Participant deferral / active EE | $9,972 | $6,652+49.9% | $8,065+23.7% | $4,300+131.9% |
| Admin fee / account holder | $22,125 | $7,953+178.2% | $12,993+70.3% | $6,925+219.5% |