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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,609 | $177,595-12.9% | $148,496+4.1% | $198,609-22.2% |
| Participation rate | 57.1% | 79.3%-22.1pp | 76.0%-18.9pp | 82.4%-25.2pp |
| Annual return | 15.57% | 9.97%+5.6pp | 12.33%+3.2pp | 202.70%-187.1pp |
| Employer contribution / active EE | $1,643 | $4,098-59.9% | $3,497-53.0% | $5,055-67.5% |
| Participant deferral / active EE | $7,454 | $5,539+34.6% | $4,808+55.0% | $6,977+6.8% |
| Admin fee / account holder | $0 | $27,010-100.0% | $19,547-100.0% | $19,030-100.0% |