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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,609 | $132,634+16.6% | $115,768+33.6% | $137,256+12.6% |
| Participation rate | 57.1% | 77.9%-20.7pp | 74.4%-17.3pp | 80.0%-22.8pp |
| Annual return | 15.57% | 160.70%-145.1pp | 100.46%-84.9pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,643 | $3,360-51.1% | $2,940-44.1% | $4,156-60.5% |
| Participant deferral / active EE | $7,454 | $5,619+32.7% | $4,917+51.6% | $6,407+16.3% |
| Admin fee / account holder | $0 | $15,028-100.0% | $12,439-100.0% | $12,270-100.0% |