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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,609 | $139,948+10.5% | $121,663+27.1% | $154,746-0.1% |
| Participation rate | 57.1% | 78.0%-20.9pp | 74.5%-17.3pp | 80.7%-23.6pp |
| Annual return | 15.57% | 230.52%-214.9pp | 147.54%-132.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,643 | $3,521-53.3% | $3,020-45.6% | $4,379-62.5% |
| Participant deferral / active EE | $7,454 | $5,629+32.4% | $4,887+52.5% | $6,730+10.8% |
| Admin fee / account holder | $0 | $17,321-100.0% | $14,289-100.0% | $14,365-100.0% |