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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,267 | $106,551+79.5% | $91,225+109.7% | $134,532+42.2% |
| Participation rate | 28.6% | 76.8%-48.2pp | 73.2%-44.6pp | 81.2%-52.7pp |
| Annual return | -30.80% | 160.78%-191.6pp | 114.12%-144.9pp | 418.27%-449.1pp |
| Employer contribution / active EE | $1,186 | $3,331-64.4% | $2,851-58.4% | $4,741-75.0% |
| Participant deferral / active EE | $7,700 | $4,718+63.2% | $4,233+81.9% | $6,401+20.3% |
| Admin fee / account holder | $20 | $6,234-99.7% | $5,422-99.6% | $11,429-99.8% |