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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,104 | $121,656+39.8% | $104,614+62.6% | $158,950+7.0% |
| Participation rate | 33.3% | 77.5%-44.2pp | 74.1%-40.7pp | 82.0%-48.6pp |
| Annual return | 41.01% | 465.51%-424.5pp | 340.56%-299.6pp | 302.91%-261.9pp |
| Employer contribution / active EE | $2,133 | $3,164-32.6% | $2,681-20.4% | $4,762-55.2% |
| Participant deferral / active EE | $8,667 | $4,177+107.5% | $3,739+131.8% | $5,983+44.9% |
| Admin fee / account holder | $20 | $7,775-99.7% | $6,464-99.7% | $11,248-99.8% |