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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,657 | $117,433-16.8% | $99,475-1.8% | $152,897-36.1% |
| Participation rate | 25.0% | 77.5%-52.5pp | 73.8%-48.8pp | 82.5%-57.5pp |
| Annual return | 31.42% | 31.87%-0.4pp | 30.72%+0.7pp | 345.43%-314.0pp |
| Employer contribution / active EE | $1,163 | $3,013-61.4% | $2,540-54.2% | $4,764-75.6% |
| Participant deferral / active EE | $4,750 | $4,086+16.3% | $3,619+31.3% | $5,851-18.8% |
| Admin fee / account holder | $550 | $7,634-92.8% | $6,252-91.2% | $11,599-95.3% |