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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,792 | $107,809-64.9% | $90,657-58.3% | $135,380-72.1% |
| Participation rate | 25.0% | 78.0%-53.0pp | 74.0%-49.0pp | 82.6%-57.6pp |
| Annual return | -9.64% | -0.90%-8.7pp | 1.89%-11.5pp | 519.81%-529.4pp |
| Employer contribution / active EE | $1,141 | $3,018-62.2% | $2,532-54.9% | $4,779-76.1% |
| Participant deferral / active EE | $4,619 | $3,872+19.3% | $3,424+34.9% | $5,609-17.7% |
| Admin fee / account holder | $2,737 | $5,931-53.9% | $4,994-45.2% | $10,828-74.7% |