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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $87,564 |
FOSTER & FOSTER3 years Filed as: FOSTER & WOOD INC DBA FOSTER & WOOD Service code 27 5 CENTERPOINTE DRIVE SUITE 400 · LAKE OSWEGO, OR 97035 | Advisory (Plan) | $40,907 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $22,392 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,787 | $53,216-83.5% | $155,534-94.4% | $199,960-95.6% |
| Participation rate | 74.1% | 64.1%+10.0pp | 78.2%-4.1pp | 72.0%+2.1pp |
| Annual return | 10.98% | 41.18%-30.2pp | 64.92%-53.9pp | 34.28%-23.3pp |
| Employer contribution / active EE | $221 | $1,848-88.0% | $4,675-95.3% | $3,036-92.7% |
| Participant deferral / active EE | $1,414 | $3,164-55.3% | $5,630-74.9% | $5,087-72.2% |
| Admin fee / account holder | $111 | $186-40.4% | $15,900-99.3% | $269-58.9% |