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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,592 | $110,307-67.7% | $96,576-63.1% | $139,456-74.5% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 17.70% | 26.40%-8.7pp | 25.87%-8.2pp | 373.45%-355.8pp |
| Employer contribution / active EE | $2,096 | $3,619-42.1% | $2,965-29.3% | $4,753-55.9% |
| Participant deferral / active EE | $2,624 | $5,547-52.7% | $4,851-45.9% | $6,711-60.9% |
| Admin fee / account holder | $6,098 | $11,597-47.4% | $8,253-26.1% | $11,407-46.5% |