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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,678 | $103,392-77.1% | $87,104-72.8% | $152,897-84.5% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 24.21% | 28.10%-3.9pp | 28.19%-4.0pp | 345.43%-321.2pp |
| Employer contribution / active EE | $1,336 | $3,221-58.5% | $2,521-47.0% | $4,764-72.0% |
| Participant deferral / active EE | $1,813 | $4,778-62.1% | $4,048-55.2% | $5,851-69.0% |
| Admin fee / account holder | $719 | $12,194-94.1% | $7,491-90.4% | $11,599-93.8% |