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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,494 | $100,805-74.7% | $86,698-70.6% | $134,532-81.0% |
| Participation rate | 83.3% | 79.0%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | 30.82% | 29.09%+1.7pp | 35.95%-5.1pp | 418.27%-387.4pp |
| Employer contribution / active EE | $1,572 | $3,490-55.0% | $2,837-44.6% | $4,741-66.8% |
| Participant deferral / active EE | $2,345 | $5,339-56.1% | $4,656-49.6% | $6,401-63.4% |
| Admin fee / account holder | $1,100 | $10,925-89.9% | $7,493-85.3% | $11,429-90.4% |