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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,371 | $106,588+76.7% | $94,215+99.9% | $155,188+21.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 9.25% | 29.39%-20.1pp | 28.22%-19.0pp | 148.84%-139.6pp |
| Employer contribution / active EE | $14,697 | $3,080+377.2% | $2,675+449.4% | $4,248+246.0% |
| Participant deferral / active EE | $18,058 | $4,802+276.0% | $4,276+322.3% | $6,531+176.5% |
| Admin fee / account holder | $938 | $12,281-92.4% | $10,216-90.8% | $14,480-93.5% |