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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,404 | $96,524-61.2% | $75,900-50.7% | $152,909-75.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 7.75% | 33.93%-26.2pp | 30.73%-23.0pp | 345.46%-337.7pp |
| Employer contribution / active EE | $1,300 | $3,311-60.7% | $2,501-48.0% | $4,764-72.7% |
| Participant deferral / active EE | $7,550 | $4,554+65.8% | $3,604+109.5% | $5,851+29.0% |
| Admin fee / account holder | $302 | $8,082-96.3% | $5,421-94.4% | $11,601-97.4% |