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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,291 | $104,694-15.7% | $85,709+3.0% | $167,536-47.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 18.11% | 21.45%-3.3pp | 21.49%-3.4pp | 478.82%-460.7pp |
| Employer contribution / active EE | $2,800 | $3,337-16.1% | $2,619+6.9% | $4,839-42.1% |
| Participant deferral / active EE | $7,300 | $4,826+51.3% | $3,924+86.1% | $6,342+15.1% |
| Admin fee / account holder | $646 | $10,035-93.6% | $6,876-90.6% | $12,315-94.8% |