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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,768 | $82,324-28.6% | $68,803-14.6% | $134,545-56.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -36.68% | -2.17%-34.5pp | -6.37%-30.3pp | 418.37%-455.0pp |
| Employer contribution / active EE | $260 | $3,302-92.1% | $2,656-90.2% | $4,742-94.5% |
| Participant deferral / active EE | $2,600 | $4,740-45.1% | $3,942-34.0% | $6,401-59.4% |
| Admin fee / account holder | $671 | $6,485-89.7% | $4,936-86.4% | $11,431-94.1% |