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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,879 | $183,978-76.7% | $162,171-73.6% | $152,885-72.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.91% | 150.78%-128.9pp | 115.60%-93.7pp | 345.39%-323.5pp |
| Employer contribution / active EE | $3,795 | $6,370-40.4% | $5,613-32.4% | $4,763-20.3% |
| Participant deferral / active EE | $8,986 | $8,033+11.9% | $7,297+23.1% | $5,851+53.6% |
| Admin fee / account holder | $10,413 | $13,122-20.6% | $10,843-4.0% | $11,598-10.2% |