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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,211 | $160,059-74.9% | $140,019-71.3% | $135,379-70.3% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.5%-37.5pp | 82.6%-32.6pp |
| Annual return | -6.64% | 911.44%-918.1pp | 651.15%-657.8pp | 519.79%-526.4pp |
| Employer contribution / active EE | $3,317 | $6,420-48.3% | $5,605-40.8% | $4,779-30.6% |
| Participant deferral / active EE | $6,974 | $7,641-8.7% | $6,927+0.7% | $5,609+24.3% |
| Admin fee / account holder | $12,857 | $13,328-3.5% | $10,705+20.1% | $10,828+18.7% |