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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,554 | $73,978-64.1% | $96,515-72.5% | $75,173-64.7% |
| Participation rate | 90.9% | 66.4%+24.5pp | 74.3%+16.6pp | 67.2%+23.7pp |
| Annual return | 18.05% | 26.72%-8.7pp | 35.73%-17.7pp | 160.72%-142.7pp |
| Employer contribution / active EE | $2,506 | $2,931-14.5% | $3,740-33.0% | $2,671-6.2% |
| Participant deferral / active EE | $5,093 | $3,660+39.1% | $4,880+4.4% | $4,126+23.4% |
| Admin fee / account holder | $1,381 | $5,219-73.5% | $6,735-79.5% | $5,651-75.6% |