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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,198 | $65,364-79.8% | $92,909-85.8% | $72,975-81.9% |
| Participation rate | 77.8% | 68.3%+9.5pp | 76.0%+1.8pp | 69.5%+8.3pp |
| Annual return | 22.86% | 42.11%-19.2pp | 109.44%-86.6pp | 81.01%-58.1pp |
| Employer contribution / active EE | $1,258 | $2,594-51.5% | $3,653-65.6% | $2,440-48.4% |
| Participant deferral / active EE | $1,652 | $3,128-47.2% | $4,238-61.0% | $3,608-54.2% |
| Admin fee / account holder | $1,456 | $4,251-65.8% | $5,795-74.9% | $5,124-71.6% |