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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,736 | $72,273-81.0% | $101,275-86.4% | $79,856-82.8% |
| Participation rate | 81.8% | 68.5%+13.4pp | 75.8%+6.0pp | 69.6%+12.2pp |
| Annual return | 15.16% | 22.30%-7.1pp | 46.48%-31.3pp | 31.71%-16.6pp |
| Employer contribution / active EE | $1,465 | $2,691-45.6% | $3,660-60.0% | $2,471-40.7% |
| Participant deferral / active EE | $1,977 | $3,282-39.8% | $4,371-54.8% | $3,741-47.2% |
| Admin fee / account holder | $2,288 | $4,401-48.0% | $5,948-61.5% | $5,306-56.9% |