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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,094 | $72,071+29.2% | $68,368+36.2% | $137,256-32.2% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 20.22% | 353.14%-332.9pp | 292.57%-272.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $2,970 | $2,788+6.5% | $2,649+12.1% | $4,156-28.5% |
| Participant deferral / active EE | $5,938 | $4,410+34.7% | $4,123+44.0% | $6,407-7.3% |
| Admin fee / account holder | $5,781 | $5,336+8.4% | $5,150+12.3% | $12,270-52.9% |