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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,094 | $102,595-9.3% | $94,057-1.0% | $154,746-39.8% |
| Participation rate | 80.0% | 76.0%+4.0pp | 73.3%+6.7pp | 80.7%-0.7pp |
| Annual return | 20.22% | 583.42%-563.2pp | 480.62%-460.4pp | 172.34%-152.1pp |
| Employer contribution / active EE | $2,970 | $3,147-5.6% | $2,933+1.3% | $4,379-32.2% |
| Participant deferral / active EE | $5,938 | $5,118+16.0% | $4,709+26.1% | $6,730-11.8% |
| Admin fee / account holder | $5,781 | $7,736-25.3% | $7,244-20.2% | $14,365-59.8% |