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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,992 | $92,684-68.7% | $82,706-64.9% | $134,509-78.4% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -23.03% | 945.84%-968.9pp | 701.76%-724.8pp | 418.13%-441.2pp |
| Employer contribution / active EE | $1,486 | $3,272-54.6% | $3,007-50.6% | $4,741-68.7% |
| Participant deferral / active EE | $4,379 | $4,800-8.8% | $4,394-0.3% | $6,400-31.6% |
| Admin fee / account holder | $566 | $5,982-90.5% | $5,329-89.4% | $11,427-95.0% |