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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,109 | $154,228-2.0% | $145,433+3.9% | $137,256+10.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.91% | 74.59%-55.7pp | 66.58%-47.7pp | 220.34%-201.4pp |
| Employer contribution / active EE | $4,109 | $4,804-14.5% | $4,554-9.8% | $4,156-1.1% |
| Participant deferral / active EE | $10,908 | $8,216+32.8% | $7,897+38.1% | $6,407+70.3% |
| Admin fee / account holder | $1,269 | $14,344-91.2% | $13,129-90.3% | $12,270-89.7% |