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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,221 | $165,381-44.2% | $149,730-38.4% | $158,966-42.0% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 19.66% | 348.29%-328.6pp | 276.70%-257.0pp | 302.95%-283.3pp |
| Employer contribution / active EE | $9,571 | $5,104+87.5% | $4,645+106.0% | $4,762+101.0% |
| Participant deferral / active EE | $6,242 | $7,182-13.1% | $6,843-8.8% | $5,983+4.3% |
| Admin fee / account holder | $1,084 | $10,809-90.0% | $9,310-88.4% | $11,250-90.4% |