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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,367 | $68,586-44.1% | $120,380-68.1% | $80,911-52.6% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.6%+32.4pp |
| Annual return | 15.38% | 23.62%-8.2pp | 107.28%-91.9pp | 35.63%-20.2pp |
| Employer contribution / active EE | $2,755 | $2,053+34.2% | $3,465-20.5% | $2,7560% |
| Participant deferral / active EE | $6,207 | $3,174+95.5% | $4,992+24.3% | $4,297+44.4% |
| Admin fee / account holder | $5,201 | $5,733-9.3% | $9,421-44.8% | $6,935-25.0% |