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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,535 | $56,339-35.2% | $104,301-65.0% | $68,486-46.7% |
| Participation rate | 73.3% | 63.3%+10.1pp | 73.3%+0.1pp | 67.9%+5.4pp |
| Annual return | -21.68% | -9.19%-12.5pp | 24.61%-46.3pp | -7.85%-13.8pp |
| Employer contribution / active EE | $2,380 | $1,960+21.4% | $3,373-29.4% | $2,597-8.3% |
| Participant deferral / active EE | $3,521 | $3,077+14.4% | $4,626-23.9% | $4,028-12.6% |
| Admin fee / account holder | $977 | $4,902-80.1% | $7,340-86.7% | $5,404-81.9% |