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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,006 | $61,605-33.4% | $112,273-63.5% | $75,173-45.5% |
| Participation rate | 74.5% | 61.7%+12.8pp | 72.4%+2.1pp | 67.2%+7.3pp |
| Annual return | 22.13% | 28.47%-6.3pp | 30.23%-8.1pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,328 | $2,015+15.5% | $3,431-32.2% | $2,671-12.8% |
| Participant deferral / active EE | $4,720 | $3,108+51.9% | $4,800-1.7% | $4,126+14.4% |
| Admin fee / account holder | $1,030 | $4,862-78.8% | $7,752-86.7% | $5,651-81.8% |