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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,184 | $56,894-80.3% | $84,753-86.8% | $62,881-82.2% |
| Participation rate | 86.7% | 68.5%+18.1pp | 76.6%+10.1pp | 69.3%+17.4pp |
| Annual return | 4.38% | 6.30%-1.9pp | 22.78%-18.4pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,952 | $2,400-18.6% | $3,574-45.4% | $2,281-14.4% |
| Participant deferral / active EE | $916 | $2,709-66.2% | $3,712-75.3% | $3,203-71.4% |
| Admin fee / account holder | $2,471 | $3,581-31.0% | $5,333-53.7% | $4,296-42.5% |