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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,527 | $64,729-76.0% | $112,263-86.2% | $68,490-77.3% |
| Participation rate | 94.4% | 67.2%+27.3pp | 75.1%+19.4pp | 67.9%+26.5pp |
| Annual return | -18.37% | -11.40%-7.0pp | 27.49%-45.9pp | -7.85%-10.5pp |
| Employer contribution / active EE | $3,226 | $2,746+17.5% | $3,636-11.3% | $2,597+24.2% |
| Participant deferral / active EE | $1,028 | $3,566-71.2% | $4,729-78.3% | $4,028-74.5% |
| Admin fee / account holder | $2,245 | $5,222-57.0% | $6,410-65.0% | $5,403-58.5% |