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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,821 | $44,850-75.9% | $60,547-82.1% | $59,633-81.9% |
| Participation rate | 88.9% | 59.5%+29.4pp | 68.0%+20.9pp | 68.7%+20.2pp |
| Annual return | -4.72% | 1074.14%-1078.9pp | 335.64%-340.4pp | 2041.45%-2046.2pp |
| Employer contribution / active EE | $2,423 | $1,462+65.8% | $2,419+0.2% | $2,203+10.0% |
| Participant deferral / active EE | $963 | $2,230-56.8% | $3,328-71.1% | $3,192-69.8% |
| Admin fee / account holder | $942 | $3,635-74.1% | $4,536-79.2% | $4,297-78.1% |