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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,387 | $114,093-80.4% | $96,171-76.7% | $167,536-86.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 2.62% | 190.00%-187.4pp | 192.04%-189.4pp | 478.82%-476.2pp |
| Employer contribution / active EE | $732 | $3,429-78.6% | $2,799-73.8% | $4,839-84.9% |
| Participant deferral / active EE | $191 | $5,197-96.3% | $4,350-95.6% | $6,342-97.0% |
| Admin fee / account holder | $322 | $6,899-95.3% | $5,538-94.2% | $12,315-97.4% |