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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,976 | $96,388-79.3% | $80,627-75.2% | $139,466-85.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 9.85% | 1352.08%-1342.2pp | 936.76%-926.9pp | 373.66%-363.8pp |
| Employer contribution / active EE | $604 | $3,260-81.5% | $2,723-77.8% | $4,754-87.3% |
| Participant deferral / active EE | $348 | $5,224-93.3% | $4,443-92.2% | $6,712-94.8% |
| Admin fee / account holder | $630 | $6,603-90.5% | $5,381-88.3% | $11,409-94.5% |