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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,075 | $109,411-78.0% | $89,435-73.1% | $158,982-84.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 17.64% | 345.68%-328.0pp | 245.55%-227.9pp | 302.99%-285.3pp |
| Employer contribution / active EE | $672 | $3,173-78.8% | $2,587-74.0% | $4,763-85.9% |
| Participant deferral / active EE | $204 | $4,600-95.6% | $3,890-94.8% | $5,983-96.6% |
| Admin fee / account holder | $689 | $6,159-88.8% | $4,884-85.9% | $11,252-93.9% |