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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,549 | $124,187-19.8% | $108,410-8.2% | $167,518-40.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 6.57% | 1379.80%-1373.2pp | 905.34%-898.8pp | 478.71%-472.1pp |
| Employer contribution / active EE | $2,845 | $4,187-32.0% | $3,558-20.0% | $4,838-41.2% |
| Participant deferral / active EE | $9,100 | $6,908+31.7% | $6,562+38.7% | $6,342+43.5% |
| Admin fee / account holder | $1,072 | $9,456-88.7% | $7,296-85.3% | $12,312-91.3% |