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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,350 | $108,897+73.9% | $100,378+88.6% | $145,877+29.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.51% | 58.17%-44.7pp | 49.41%-35.9pp | 551.28%-537.8pp |
| Employer contribution / active EE | $17,481 | $4,420+295.5% | $3,942+343.4% | $4,663+274.9% |
| Participant deferral / active EE | $19,825 | $8,455+134.5% | $8,087+145.1% | $6,691+196.3% |
| Admin fee / account holder | $3,940 | $9,690-59.3% | $7,899-50.1% | $13,402-70.6% |