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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,955 | $105,145+19.8% | $94,664+33.1% | $139,466-9.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.03% | 38.09%-21.1pp | 156.84%-139.8pp | 373.66%-356.6pp |
| Employer contribution / active EE | $12,749 | $4,107+210.4% | $3,673+247.1% | $4,754+168.2% |
| Participant deferral / active EE | $660 | $7,599-91.3% | $7,417-91.1% | $6,712-90.2% |
| Admin fee / account holder | $4,125 | $8,972-54.0% | $7,222-42.9% | $11,409-63.8% |