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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS COMPANY USA Service code 15 · EIN 01-0233346 | Recordkeeping | $359 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,077 | $58,895-42.1% | $178,503-80.9% | $73,497-53.6% |
| Participation rate | 33.8% | 66.2%-32.4pp | 81.9%-48.1pp | 70.7%-36.9pp |
| Annual return | 22.55% | 24.86%-2.3pp | 151.12%-128.6pp | 28.51%-6.0pp |
| Employer contribution / active EE | $0 | $2,236-100.0% | $5,011-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $2,753 | $2,567+7.2% | $5,202-47.1% | $3,740-26.4% |
| Admin fee / account holder | $13 | $400-96.7% | $13,987-99.9% | $513-97.5% |