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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,270 | $181,896-80.1% | $156,551-76.8% | $273,972-86.8% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 9.90% | 30.74%-20.8pp | 32.23%-22.3pp | 41.46%-31.6pp |
| Employer contribution / active EE | $2,519 | $6,248-59.7% | $5,501-54.2% | $4,869-48.3% |
| Participant deferral / active EE | $3,243 | $5,550-41.6% | $4,871-33.4% | $5,287-38.7% |
| Admin fee / account holder | $301 | $15,560-98.1% | $13,028-97.7% | $10,133-97.0% |