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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,988 | $175,231-45.8% | $149,696-36.5% | $139,466-31.9% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.0pp | 80.3%-7.6pp |
| Annual return | 15.91% | 166.77%-150.9pp | 134.46%-118.5pp | 373.66%-357.8pp |
| Employer contribution / active EE | $1,359 | $5,478-75.2% | $4,821-71.8% | $4,754-71.4% |
| Participant deferral / active EE | $3,285 | $6,521-49.6% | $5,682-42.2% | $6,712-51.1% |
| Admin fee / account holder | $635 | $16,155-96.1% | $13,212-95.2% | $11,409-94.4% |