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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,840 | $183,592-52.2% | $155,574-43.5% | $145,877-39.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.58% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,608 | $5,317-69.8% | $4,676-65.6% | $4,663-65.5% |
| Participant deferral / active EE | $3,827 | $6,466-40.8% | $5,629-32.0% | $6,691-42.8% |
| Admin fee / account holder | $8,316 | $19,316-56.9% | $15,914-47.7% | $13,402-37.9% |