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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,231 | $166,268-74.6% | $165,100-74.4% | $145,897-71.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 21.67% | 100.52%-78.8pp | 70.21%-48.5pp | 552.29%-530.6pp |
| Employer contribution / active EE | $5,214 | $5,284-1.3% | $4,348+19.9% | $4,663+11.8% |
| Participant deferral / active EE | $7,400 | $6,964+6.3% | $6,035+22.6% | $6,689+10.6% |
| Admin fee / account holder | $1,810 | $16,659-89.1% | $12,696-85.7% | $13,390-86.5% |