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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,116 | $152,592-94.0% | $125,180-92.7% | $152,885-94.0% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 29.30% | 54.84%-25.5pp | 43.79%-14.5pp | 345.39%-316.1pp |
| Employer contribution / active EE | $1,865 | $4,947-62.3% | $3,866-51.8% | $4,763-60.9% |
| Participant deferral / active EE | $4,856 | $5,868-17.2% | $4,937-1.6% | $5,851-17.0% |
| Admin fee / account holder | $436 | $13,435-96.8% | $9,703-95.5% | $11,598-96.2% |