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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,686 | $138,114-63.3% | $125,391-59.6% | $134,545-62.3% |
| Participation rate | 45.5% | 84.5%-39.0pp | 82.4%-36.9pp | 81.2%-35.8pp |
| Annual return | 2.29% | 750.88%-748.6pp | 572.41%-570.1pp | 418.37%-416.1pp |
| Employer contribution / active EE | $2,721 | $5,246-48.1% | $4,816-43.5% | $4,742-42.6% |
| Participant deferral / active EE | $6,661 | $7,801-14.6% | $7,448-10.6% | $6,401+4.1% |
| Admin fee / account holder | $101,469 | $11,570+777.0% | $10,009+913.8% | $11,431+787.7% |