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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,119 | $138,076+49.3% | $123,553+66.8% | $135,380+52.3% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -8.10% | 153.70%-161.8pp | 119.21%-127.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $4,728 | $5,152-8.2% | $4,628+2.2% | $4,779-1.1% |
| Participant deferral / active EE | $10,250 | $6,800+50.7% | $6,426+59.5% | $5,609+82.7% |
| Admin fee / account holder | $7,983 | $10,917-26.9% | $9,284-14.0% | $10,828-26.3% |