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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,548 | $176,105-33.3% | $159,474-26.3% | $167,536-29.8% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 12.18% | 331.91%-319.7pp | 263.68%-251.5pp | 478.82%-466.6pp |
| Employer contribution / active EE | $3,595 | $5,299-32.2% | $4,831-25.6% | $4,839-25.7% |
| Participant deferral / active EE | $11,563 | $7,751+49.2% | $7,353+57.3% | $6,342+82.3% |
| Admin fee / account holder | $60,575 | $12,559+382.3% | $10,802+460.8% | $12,315+391.9% |