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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,847 | $165,399+13.6% | $149,745+25.4% | $158,982+18.2% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 19.91% | 348.34%-328.4pp | 276.72%-256.8pp | 302.99%-283.1pp |
| Employer contribution / active EE | $3,008 | $5,105-41.1% | $4,646-35.2% | $4,763-36.8% |
| Participant deferral / active EE | $7,879 | $7,183+9.7% | $6,843+15.1% | $5,983+31.7% |
| Admin fee / account holder | $1,017 | $10,811-90.6% | $9,312-89.1% | $11,252-91.0% |