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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,231 | $52,450-57.6% | $129,384-82.8% | $74,459-70.1% |
| Participation rate | 29.7% | 53.8%-24.2pp | 69.6%-39.9pp | 67.2%-37.5pp |
| Annual return | 13.64% | 15.65%-2.0pp | 9461.77%-9448.1pp | 1369.70%-1356.1pp |
| Employer contribution / active EE | $889 | $1,532-42.0% | $4,153-78.6% | $2,626-66.2% |
| Participant deferral / active EE | $1,634 | $2,797-41.6% | $4,166-60.8% | $4,350-62.4% |
| Admin fee / account holder | $1,013 | $2,636-61.6% | $7,686-86.8% | $1,945-47.9% |